It’s been 2 years since the launch of Ayushman Bharat, the much-hyped stalwart other than Make in India of Government of India’s initiatives. The main question is how many of us are aware of it? If you are that’s great and if you aren’t, then I present you Ayushman Bharat’s 101.
Ayushman is a Sanskrit word meaning “ having a long and healthy life”, therefore G.O.I. on 23 September 2018 launched a National Healthcare System for economically vulnerable people of the country, under the name of Pradhan Mantri Jan Arogya Yojna( PMJAY) also known as Ayushman Bharat. Initially, the scheme will cater to the 50 crore people in India, making it one the largest healthcare schemes in the world.
Why are such initiatives important?
In the modern era State is just a facilitator for fulfillment of every citizen’s dreams and aspirations. This is done through by providing certain key elements required for decent human existence such as protection of life and property, education, health etc. These elements are protected by the way of Fundamental Rights and Directive Principles of State Policy, which puts an obligation on the state to protect and strive to achieve the ideal standards according to economic growth.
Right to Health and Medical Assistance
The Supreme Court for the first time in Parmananda Katara v. Union of India laid the foundation of Right to Health by helping that professional obligation whether private or government to medical aid to injured without for legal formalities under article 21 of Indian constitution. Later in Consumer Education and Research Centre v. Union of India, SC held Right to health and Medical care as fundamental Right under Art.21.
Art. 47 cast a “DUTY OF THE STATE TO RAISE THE LEVEL OF NUTRITION AND THE STANDARD OF LIVING AND TO IMPROVE PUBLIC HEALTH” which is a continuous process.
How it PMJAY works?
It is a cashless system where the beneficiaries get e-card to have access to tertiary and secondary healthcare at empanelled private or public hospitals across the county. The e-card covers the medical expense of a family up to Rs. 5 lakh for a year.
With it you can have walk-in treatment or hospitalised treatment, in it, will also get coverage for 3 days of pre-hospitalisation and 15 days of post- hospitalisation expenses.
PMJAY eligibility criteria
PMJAY doesn’t have any waiting period for pre-existing diseases compared to other medical insurance available in the market. When recognized as a legitimate beneficiary, you or your family member will be given a health card by a specially qualified Ayushman Mitras, who will provide kiosks in hospitals for those unaware of the PMJAY scheme.
For Rural Area, this facility can be avail by:
For Urban Area, this facility can be avail by:
Persons who are not covered by PMJAY:
Hospitalization Process and Packages
PMJAY provides yearly Rs. 5 Lakh insurance cover for family covering Medical and Surgical Treatments. Therefore every member is beneficiary and in the case requires hospitalization they need not pay anything provided admitted to empanelled hospitals.
This scheme covers 1350 diseases from 23 specialities such as neurology, oncology, cardiology, paediatrics, orthopaedics, etc. https://ayushmanuttarakhand.org/list-of-disease-covered
How to apply?
Open the PMJAY official website and click on Am I eligible and follow the next process.
As you are now aware of Ayushman Bharat 101, please pass this knowledge to people who need it the most, so that we can contribute a small part in making our nation healthy.
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